Your brand on top of an audit-ready dispute engine.
Attorneys, financial coaches, and credit counselors can offer compliant credit restoration under their own brand — without rebuilding the back office, the compliance stack, or the audit posture.
Already a partner? Open the partner console.
Who it's for
Three practices. One dispute engine.
The program is built for licensed and credentialed practitioners whose work already touches credit restoration. We don't sell a rebrand to general affiliates or resellers.
Attorneys
Consumer-protection and credit-rights practices.
Bring the dispute engine under your practice brand. Your client agreement, your portal, your paper — our FCRA-grounded letter generation, bureau tracking, and audit-ready case file behind it.
Financial coaches
Coaching practices already steering clients toward clean reports.
Add a defensible dispute workflow to the coaching engagement without building a credit-repair back office. Your coaching agreement stays central; the credit restoration runs underneath, in your brand.
Credit counselors
HUD-approved counselors and nonprofit credit advisory services.
Standardize dispute handling at nonprofit scale. The same CROA-conformed process that holds up on the consumer side becomes available to every client your practice serves, branded as yours.
What you get
A defensible workflow, end to end.
The partner side is not a stripped version of the consumer product. It's the same engine with your brand wrapped around it — and the same compliance posture underneath.
Rebrandable dashboard
Your logo, your color, your client portal. Each partner launches a dashboard at /partner/<slug> — your existing clients sign in to your branded surface, and the dispute engine sits behind the same UI you control.
Dispute automation grounded in FCRA §1681i
Auto-generated dispute letters across inaccurate balance, duplicate tradeline, unverifiable account, and mixed-file categories. Live bureau status against Equifax, Experian, and TransUnion. The 30-day FCRA clock is enforced on every open item.
CROA / FCRA compliance backbone
Conformed contracts, written disclosures, the three-day right-to-cancel notice, itemized disclosure of services, monthly-in-arrears billing, refund handling, and ≥5-year case-file retention. The same CROA baseline you can defend in front of an examiner.
Audit-ready case file, for every client
Every dispute letter, every bureau response, every timestamp is preserved side-by-side. The case file is portable — a lender or regulator can read the full paper trail without our involvement.
Margin you can model
Recurring revenue on a service your clients already need. We bill you on a wholesale basis; you set your retail price and your margin. No revenue-share tricks — you own the client relationship.
One CROA posture across both surfaces
Your partner-branded agreement carries the same three-day right-to-cancel, itemized disclosure, and refund handling used on the consumer side — so your compliance posture does not differ from the credit-repair baseline you already cite.
How it works for partners
From signed application to a live branded portal.
Four steps, each with a paper trail. The stakeholder they name reads the same on both sides — your client agreement and our compliance file stay in lockstep.
- 01
Apply
Tell us who you are and what your practice needs. We confirm professional standing and a basic fit on the program requirements, then schedule a working session on your launch configuration.
- 02
Brand & launch
Set your logo, color, and agreement text on the partner console. Your public intake at /partner/<slug> goes live the instant you save — your client portal, client agreements, and dispute workflow all carry your brand.
- 03
Onboard clients
Clients enter through your branded intake, sign your agreement under the CROA disclosures, and the case file opens with the same audit-ready baseline we run on the consumer side.
- 04
Deliver service, on policy
Dispute letters, bureau tracking, refund handling, and the three-day right-to-cancel flow run underneath your brand. Your team watches progress through a partner-scoped view of the case file.
CROA-safe framing
What we don't promise — and why that matters for your brand.
CROA restricts what a credit-repair program can guarantee, and it's enforced on the partner side the same way it's enforced on the consumer side. Below is the plain-language commitment we make to every partner.
Conformity, by construction
The white-label program conforms to the same CROA / FCRA baseline that holds up under FTC and CFPB examination — across intake, agreements, refund handling, and case-file retention. We don't allow a partner surface to opt out of the contract or the disclosures, because the liability doesn't.
- No promised score outcomes — CROA forbids it. We do not advertise a target number anywhere on the consumer site, your branded portal, or in partner agreements.
- No marketing of average results, before/after scorecards, or testimonials tying score movement to service. Public-facing copy is descriptive, not promissory.
- No earnings or income claims — partner or consumer materials do not quote uplift, monetary benefit, or financial-product approvals as an outcome of the service.
- Every client agreement carries the same written disclosures, itemized scope, three-day right-to-cancel, and monthly-in-arrears billing that hold up to FTC and CFPB examination.
- Refund handling on cancellation within three business days, with a timestamped audit record — uniform across the consumer and partner surfaces.
Read the full CROA disclosures for the legal text your partner agreement will reference. Same document, same obligations, across both surfaces.
Partner inquiry
Talk to partnerships.
Name, organization, role, and email — we reply within one business day with a working session for partners whose practices fit the program requirements.
Send the partnerships team a note.
We typically open the conversation with a 30-minute call. No card required. No NDA required to ask a question.
White-label partner FAQ
Recurring partner-program questions.
If the question you have isn't covered here, send it through the inquiry form above — we add new entries to this list as patterns emerge.
Next step
A 30-minute call on volume, disclosures, and launch.
Send the inquiry above; we'll reply within one business day with a working session. In the meantime, the CROA disclosures and the consumer plan are open to read in full.